With over a decade of experience in assisted reproduction and infertility treatment, Mid- Iowa Fertility offers comprehensive, compassionate care that is perfectly fit for everyone. We know how difficult the journey to parenthood may be, and we are here to help you through it.

Even with one of the most competitive IVF costs in the Midwest, treatment fees can be confusing and difficult to understand. That is why the Mid-Iowa financial team is available to help you navigate the costs associated with treatment, allowing you to focus on what matters most—having a family.

Prior to your initial consultation, please contact your insurance provider to get a comprehensive understanding of your fertility coverage so that Monica, our Financial Director, can estimate your out-of-pocket expenses.

Financial Appointment

Your financial appointment with Monica may be in person or over the telephone. At that time, Monica will walk you through our fees and financial policy. She will help you determine if your insurance company requires notification before beginning treatment.

Should your insurance offer benefits for fertility treatment, Monica can assist you in obtaining an estimated out-of-pocket for our services. You will need to provide her with a completed Financial Questions Form prior to setting up an appointment. It is important that you ask you Benefits Administrator or Insurance Provider where this information can be found in your Benefit Summary.

Download the necessary form below:

Financial Questions for Insurance. Be sure to get the name of the person with whom you are speaking to as well as a reference number for your call.

Once the physicians have mapped out a treatment plan for you, please contact Monica to setup an appointment at:

Direct: 515-348-6593
Toll Free Number: 888-306-3060 ext 7103

If you have other financial questions, please call or email Monica for assistance.

Mid Iowa Fertility does not participate with the following insurance providers:

  • Coventry Healthcare of Iowa
  • Medicare
  • Medicaid plans

Fertility Treatment Online Payment Option

As a convenience to our patients, you are now able to securely pay your bill online using InstaMed. If you have any questions regarding online payments, please contact our office at 515-348-6592  (toll free 888-306-3060 Ext 7102) or via email to our billing department

Mid-Iowa Fertility Clinic also accepts these payment options:

  • Cash
  • Check or Money Orders
  • All major credit cards

Financing Options

University of Iowa Community Credit Union (UICCU) offers fixed rate financing!  6 and 12 months are available at 0% (no interest).  36 to 72 months terms are also available with interest.  Financing is available for all treatment options, including: in vitro fertilization, egg freezing, medications, genetic testing and tubal reversal. 


To apply, click the UICCU Link below and the application for financing will appear.  Here you will enter the amount you wish to finance and other application details. If you need assistance in completing the application, Monica will be happy to help.  After the application is submitted, you will receive a confirmation email.  The application decision is provided to Monica, please contact her at or 515-348-6593.  All questions should be directed to Monica.

Click the link below to submit an application:

University of Iowa Community Choice Credit Union